Will My Homeowner’s Insurance Cover Water Damage from Plumbing Mishaps?

When you purchased your homeowner’s insurance policy, you probably thought you were covered for anything that went wrong in your home. Unfortunately, this isn’t always the case, especially when it comes to water damage and flooding. In fact, most insurance policies do not cover water damage to property from things like the following:

  • Backed up sewers
  • Slab leaks
  • Broken sump pumps
  • Clogged drains
  • And, more!

Why Won’t My Policy Cover these Circumstances?

The general attitude among insurance companies in regards to water damage claims is that most of the situations could have been prevented by simple homeowner maintenance and attention. Of course, not all insurance policies are the same, and you’ll want to check with your insurance company to find out what your policy covers.

Preventing Water Damage

The best way to avoid major water damage to your home is to invest in preventive maintenance services. At Rooter Hero Plumbing, we offer our customers affordable routine services to ensure your plumbing system is working effectively for you 24 hours a day, seven days a week. These services include things such as drain cleaning, electronic leak detection, video camera inspection services, and much more.

Do you live in an older home? When was the last time you had its plumbing inspected by a licensed plumber? If that question leaves you feeling perplexed, now is as good of time as any to schedule an inspection. When you hire a plumber to perform this service, make sure he or she is certified in the latest techniques and has state-of-the-art equipment to find the most elusive leaks.

Hidden leaks such as foundation or slab leaks cost homeowners thousands of dollars every year in unnecessary repair costs. Using electronic leak detection methods, qualified plumbers can find the smallest leak and make non-invasive repairs that cost less than you may imagine.

Another great way to prevent water damage is to be mindful of what you’re flushing down the toilet and rinsing down the sink. Clogs can form quickly, and they cause flooding in no time at all. Blockages can break down sewer lines and raw sewage can back up into your home.

To schedule an assessment of your home’s plumbing, call the pros at Rooter Hero Plumbing today!